My name is Mark O’Toole and I have over 10 years experience in loan origination and have personally funded over 600 mortgage transactions. As we all know, the mortgage business has undergone many changes over the last 3 years. I pride myself in staying updated on underwriting and program guideline changes which result in a smoother transaction.

Specialties: I specialize in difficult and hard to place loans with scenarios that do not “fit” within a regular bank’s lending guidelines. Please send me your scenarios for a free evaluation.

You can reach me by email at mark@pchmortgage.com or call me at 760.805.2040.